The financial recession has to this day affected investors whereby acquiring a loan from financial lenders has become a problem. As part of the credit and housing boomed, there was an increase of the collateral debt obligations (CDO) and mortgage-backed securities (MBS). Such financial advance enabled investors and institutions around the globe to invest within the US housing market. While the housing costs declined, key global financial companies that has sought loans and invested heavily within subprime MBS reported huge losses. Falling costs also led to homes valued less as compared to attached mortgage loans causing the financial incentive entering the foreclosure.
The proceeding foreclosure epidemic that started in late 2006 within US and just minimized to historical levels at the beginning of 2014 drained huge amounts of cash from consumers, who ended losing to a maximum of $4.2 trillion in riches from home equity. Losses and defaults among other kinds of loans likewise increased greatly as the crisis became worse from the housing markets to other economy parts. Total losses are approximated in trillions of USD worldwide. Lending institutions have to date tightened their rules whereby loans have become hard to borrow and those who do pay in huge interests rates.
Stock-based loans have been gaining traction with small business owners and potential individuals using stock to borrow loans. Equities First is one of the leading organizations investors do not miss to visit (http://www.equitiesfirst.co.za/) with the company offering the most recommendable stock loans products in the market.With the expanding of housing & credit bubbles, a number of issues facilitated the financial structure to both enlarge and become highly fragile, a progress referred as financialization. The financial recession has affected startups with many finding it hard to secure traditional loans from financial institutions. Equities First is the global lender that has stand on the gap and with spearheading alternative lending services, investors have it easy to acquire fast & affordable stock working capital.