Getting the Most Out of a Social Security Plan

Through a survey conducted by National Wide Retirement Financial Institute, whose members are mostly the retired and those who are ten years away from retirement, most financial advisers don’t talk about social security to their clients. In the survey, it also showed that four out of five people were willing to change their financial advisers if they were not talking about social security.



According to David, most financial advisers tend to avoid the topic of social security, as it’s seen as a wide complex topic which is based on numerous rules. This was seen to have a negative effect to the advisers, as clients were seen to move to advisers who were concerned about social security plans. This means that financial advisers may require to equip themselves on the issue. In the survey, they also found out that those who turn on to social security so early may lose up to $300,000 for a period of more than twenty-five years, which translates to one thousand dollars a month, thus the need to optimize on the social security plan.



Having an MBA from the University of Miami and a BS from Millikin University, David Giertz is the current President of Nationwide Financial’s sales and distribution organization, (NFS Distributors Inc). His responsibilities range from wholesale strategy and distribution of retirement plans in the private sector, specialty markets, life insurance, annuities and mutual funds through banks as well as independent dealers and regional firms.



Having an experience of more than three decades in the financial service industry, David Giertz has been involved with various organizations. He has previously held position on the board of Trustees with Millikin University and currently holds a position as an arbitrator with FINRA. Mr. Giertz has as well served as President, Senior Vice President and Director for several other Nationwide companies.

Equities First Holdings – Alternative Small Business Lending

There is a typical misinterpretation that banks are the sole and safe ways of financing small enterprises. With their intensive paperwork and long application processes combined with high dismissal rates, startup businesses need to seek alternative finance lenders. Equities First Holdings has been offering financial support to small businesses for more than 14 years. With wide experience in stock-based loans, the company has become a spearheading leader in offering such loaning services to businesses and individuals who cannot qualify for traditional loans. Read EFH News Here.

In the event that your investment loan has been denied by the bank, that should not be an indication that your business is not a good project. You need to know that the banks unbending criteria are intended secure the institutions from risks while their burdensome application procedures debilitate asset strapped independent ventures from applying. Greater loans for greater organizations are more productive; henceforth, these are the loans the real banks need. On the off chance that your private company doesn’t fit to apply them, you may feel that securing a customary bank loan is miserable. That is where the stock-based loans provided by Equities First Holdings comes in. With several benefits that include low interests, the applicants have no reasons to worry. Visit

Alternative lending services are not “alternative” as a result of being the last resort. But the services are established since numerous small businesses are turned away by the banks even though they contribute highly into the economies of many countries. They have been established to serve organizations such as yours, as the alternative moneylenders like Equities First Holdings can understand your financing needs considerably in a better way compared with banks. Loaning services for small businesses currently come in different kinds and there are many high quality lenders in addition to small business financing items to select from. By choosing Equities First Holdings today, your venture has the chance to get quick and fast capital loans.

Market Wired Source

Equities First Holdings Experiences Rapid International Growth in 2013, Establishes Offices and Furthers Reach into Europe and Asia Pacific

Equities First Holdings is an alternative service company based in the United States. For the company, they delight in becoming part of the solution to your problem during the harsh economic crisis. For this reason, the company has sustained its business through the issuance of fast working capital during the harsh economic crisis. Equities First Holdings is a leading full-service company working to announce its double-digit expansion in a manner that is unprecedented in the industry. In 2013, the company grew by more than 43 percent in a manner that is unparalleled in the industry. For those who are seeking fast working capital, they might consider choosing Equities First Holdings as one of the most trusted entities in this capability.

While many options still exist for financing options, many banks and credit-based companies are increasing their interest rates in a manner that scares away from most borrowers. For this reason, the banks end up working for capability-based lending where they only qualify few people for the loans, while we may see this as a bad option, they are doing this o reduce the effects of the financial crisis. During a financial crisis, banks normally work to retain most of their money to themselves. For this reason, you will never qualify for the credit-based companies in a manner that is unparalleled in this economic crisis.

Equities First Holdings has a strategic plan to make better solutions to those who are in need of fast working capital using the credit-based company. As a matter of fact, they have gone working to better immunization schedules. For you to secure the sock-based loans issued by Equities First Holdings, they must work to determine better business solutions in a way that is unparalleled in this industry. Equities First Holdings has also determined better business for companies and rich individuals seeking fast working capital. for more.

What VTA Publications CEO Jim Hunt Says About The Stock Market And Trump’s Presidency

Jim Hunt always has new and fresh perspectives on investing in stocks and trading them, and he’s always paying close attention to movements in the market and advising his followers on buying and selling. He’s based in the UK and is versed in investing in both domestic stocks and foreign exchange funds on, and he weighed in on the turbulence in the market following the election of Donald Trump to president of the US. Many investors were skeptical upon the election results, but Hunt reminded people of how volatile the markets looked back in 1980 and 2008. Jim Hunt VTA Publications says now is a good time to invest in industrial stocks and he also believes the financial sector will do well in the coming months. He does warn people not to get too exciting at the sudden climb of the Dow index.

Jim Hunt is a former banker who decided he no longer wanted to work for the big banks because he felt he could help customers better than they could, and decided he knew enough about investing to make it on his own. So he started his own investment strategies and founded VTA Publications, a company that publishes information on starting businesses and trading stocks. VTA Publications has information such as planning retirement in accordance with information taken from the bible, learning how to use stock charts and making little-known trades and developing strategies. Jim Hunt VTA Publications also hosts seminars featuring some of the most renowned investors and entrepreneurs, and they’re available to purchase on DVD.

Jim Hunt spends most of is days researching financial trends and building investment packages tailored to meet his customer needs. And Jim Hunt VTA Publications posts the investments and trades he makes on his YouTube channel which has garnered quite a few followers. Two of his most well-known programs are “Wealth Wave” and “Making Mum a Millionaire.” “Wealth Wave” is about an investment you can make when a bear market is about to come, and “Making Mum a Millionaire” shows how making just 10 trades could make someone a tax-free millionaire. To find out more about Hunt’s programs, you can visit

Pioneering Asset Management Strategies with Highland Capital

Highland Capital Management is an investment advisory firm founded in 1993 in Dallas, Texas with a presence in New York, Seoul, Sao Paulo and Singapore. Fully licensed by the SEC, the company is one of the biggest alternative credit managers. It provides credit hedge funds, distressed and special situation funds, and collateralized loan obligations. Their diverse portfolio includes emerging markets, natural resources, and long/short equities with Equity First.Highland Capital Management traces its roots back to 1990 when founders James Dondero and Mark Okada created Protective Asset Management Company, PAMCO in partnership with Protective Life Insurance Corporation. At the time their specialty was fixed income markets. In 1997, the two founders bought out their partner, Protective Life Insurance Corporation and in 1998, changed the name of the company to Highland Capital Management. After that, the two founders embarked on creating a string of new innovative products in alternative investment and by 2004 engaged in mutual funds. The rapid expansion saw them open an office in Singapore in 2008 and Seoul in 2011.

Highland Capital leveraged their experience and expertise in the financial advisory services to create revolutionary products such as the collateralize loan obligation, CLO. It is still the biggest CLO manager worldwide with over $32 billion in this segment. Their innovative approach and value-packed strategies have accelerated their rise to be recognized, global players. Part of this strategy involves putting their own investments into the same plans that they advise their client to consider, thriving on the trust thus created. Additionally, the leadership has remained the same throughout which strengthens their position and experience in the industry.

Their success is built around three principals; experience, discipline, and strength. They have been in the industry for quite some time and have seen fluctuations in market economies and successfully survived them. They have learned to mitigate risk and maximize on their core strengths. They develop solutions for themselves first and then market them to others, building transparency and long-term trust.Highland Capital has mastered the art of evaluating assets, comprehensive research and identifying risk targets. It consists of a well-oiled team of experienced executive and portfolio management professionals, and research and analysis experts. With this kind of human capital, Highland Capital is expected to lead the way in alternative investments for years to come.


Equities First Holding: Providing Alternative Financing

Established in 2002, Equities First Holdings is an international stock-based lender. A trailblazer in substitute shareholder financing solutions headquartered in Indianapolis, USA. This company gives low-fixed interest rate and non-purpose credit to clients to meet their personal and professional needs by using their publicly traded stock as collateral. These shares can be traded on any trading exchange around the globe. As of 2016, Equities First Holdings had handled over 650 transactions estimated to be more than $1.4 Billion.This firm has offices in 9 countries in the world including wholly owned subsidiaries; Equities First Holdings Hong Kong Limited, Equities First Holdings Singapore Limited, and Equities First Holdings (Australia) Pty Ltd and Equities First (London) Limited.

Equities First Holding’s loans are a perfect alternative to individuals and firms that need to raise a lot of money on short notice and also those that don’t qualify for the traditional credit-based loans from banks. In recent times, banks have reduced their lending options, increased interest rates as well as tighten loan qualification requirements.According to the Founder and CEO of Equities First Holdings, Al Christy, using stocks as collateral for loans is an innovative way for individuals seeking working capital for their businesses and other projects. The advantage of these loans is that they have lower interest rates (3 to 4 percent) than conventional bank loans and they also have a higher loan-to-value ratio (ranging from 50 percent to 75 percent) as compared to margin loans. Besides, these stock loans have a non-recourse feature in that; the borrower can walk away from the loan at any point even in the event of depreciation in the share value. Additionally, the borrower can keep the initial proceeds of the loan without further obligations to the lender.

Some of the risks associated with taking stock-based loans include dumping of the borrower’s collateral into the open market by the lender and failure to return a borrower’s stock at the end of the transaction period. However, Equities First Holdings prides itself as a firm that upholds integrity and transparency at the same time giving the client maximum benefit at minimal risk. This is the main reason why the customer base of this firm is expanding by the day.Equities First Holdings guarantees you speed, efficiency and flexibility; all rare when it comes to capital.

Soros not impressed with Chinese economic growth

While the Chinese economy seems to be growing rapidly, Billionaire investor George Soros is not convinced. Soros said in a recent Bloomberg article that the situation with the economy is very much like the situation that was in the United States that led to a big recession in 2008. Soros has a fortune reported to be worth $24 billion, making him one of the world’s most wealthy men, and George Soros made that fortune in international finance and by making great moves based on economies around the world.

Soros said reports of a robust Chinese economy are deceptive, and he sees it as a danger sign. Officials had forecast on that the Chinese economy would be worth 1.4 trillion Yuan in March, but when the figures came in, they were listed at 2.3 trillion. That much growth, that fast, is a sign that the government is putting growth as the highest priority and not doing enough to reign in debt. George Soros says that is what happened in the United States, when banks were lending money to cover bad debts instead of investing in actual growth. Just as the United States had a “hard landing” in 2008, he thinks China may have the same experience.

George Soros said banks are lending to other banks, and that the Chinese are pushing problems aside, but eventually they will have to be dealt with. China is also seeing great increases in real estate value, which again, is similar to the U.S. economy before the recession of 2008.

Soros has not been investing in China, and is pretty much betting against their economy. George Soros’ criticism has not gone unnoticed by China, who has published editorials in official media, dismissing Soros’ predictions as the same predictions he has made before about other economies. Chinese officials point to growth in various areas, and say concerns such as those voiced by Soros, are overblown and not a reflection of the real Chinese economy.

When Soros speaks about the economy on, people listen, because he has been one of the most successful investors in history. He was born in Hungary, and was a Jew under Nazi occupation. After WWII he studied at the London School of Economics. In the early 1950’s he moved to New York City and started his business in international finance. His business grew rapidly, and he has made a fortune on understanding international markets.

Soros is also a supporter of Democratic politicians and liberal causes in the United States and around the world. He has also started an organization called Open Society Foundation, which seeks to support human rights and open governments around the world. He has contributed heavily to Democrats in presidential elections, and is doing so again in 2016.

Madison Street Capital Spreading Its Wings

Madison Street Capital had 42 hedge funds announced internationally in 2015 in comparison to the 32 of the year 2014. Additionally, there was also 27% increase in the transactions as compared to 2014 due to the acceleration of operations in the last quarter of that year. Being a globally recognized investment banking company, Madison Street Capital released the 4th edition of the hedge fund M&A overview.
Regardless of the poor strategies of a majority of the hedge fund industries, the assets are impressively high. The institution investors are dedicated to making allocations to the preferred property management department in an attempt to improve the returns to keep up with the liabilities that seem to increase. Besides, the smaller hedge fund managers are trying their best to bring in new capital causing them to perform below the standards. In this case, the managers are spending a lot trying to get investors in comparison to the returns.
Madison Street Capital LLC is an investment banking company that offers numerous chances when it comes to financing. This firm has expert advisors who provide information that deals with debt financing, revolving the credit facilities, secured lending companies and several other operation lending procedures. This company is also dedicated to advising Hedge Funds as well as other asset management companies on the introduction of capital, portfolio valuation, and M&A advisory.
This investment firm has its eye on generating well-established businesses amongst the locals in different regions of the United States. They are keen on the needs of various clients and offer their support to various organizations. This hard work and diligence sets them apart from other investment banking institutions as they ensure that they have made a difference in the worldwide communities.
The team of experts that has been together at Madison Street Capital have impressive skills, knowledge, and experience as well as deep-rooted relationships putting it among the international middle market investment banks. Additionally, they have the most suitable finance and capitalization configuration to deal with individual client’s needs. This company has headquarters in Chicago, Illinois, Asia, North American and Africa too.
This company is based in Alexandria, Virginia making it easier to reach out to the national network, partners who are committed, an excellent public engagement that can improve lives and mobilize the residents. This firm does not shy away from partnering with the institutions in an attempt to solve problems that they may be undergoing. These facilities include schools, businesses, governmental agencies, voluntary associations as well as religious gatherings. For instance, the organization began a 10year program to enhance the quality of education as well as the capacity it reaches, help to become financially stable and bring out family business to become economically independent.
Madison Street Capital is good at what it does due to the long term experience it has had over the years and the diverse clientele they have had the opportunity to work with.


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Madison Street Capital Buoyant About the 2016 Hedge Fund Outlook

Excerpts from the 4th edition of Madison Capital’s hedge fund industry M&A overview indicate a record 42 hedge fund deals were closed globally in 2015. According to, this growth translates to 10 more deals compared to the 2014 figure. The report also showed that hedge fund industry assets were at an all time high despite depressed performance in the sampled hedge fund strategies of 2015. Another notable development was the emergence of alternative asset management as a critical investment option for attaining higher returns.

The returns are seen as a solution for offsetting the fast rising liabilities. The report also noted that small hedge fund managers were struggling when it comes to attracting new capital; a situation that forced them to operate below their optimal portfolio levels. These challenges have forced many hedge fund managers to buy into the idea of strategic alternatives.The other factors that are causing a change in the way things are run in the hedge fund sector include high operating cost and increased downward pressure on fees.

In spite of the pressures, the senior MD at Madison Street, Karl D’Cunha is optimistic that the deal environment will blossom in 2016. To prepare for this windfall, various deal mechanism are being used to accommodate sellers and buyers. Besides the traditional mergers and acquisitions, transactions are also being structured as PE stakes, incubator deals, revenue-share stakes and PE stakes. Karl expects the highly fragmented hedge fund industry to continue seeing more consolidation, especially in the area of opportunistic partnership so as to bridge the market divide and improve product offering.

Brief About Madison Street Capital
Madison Street Capital is a leading global investment banking group that offers a banquet of services including financial opinions, financial advisory services, mergers and acquisitions and business valuation services. The firm is also engaged in sectors such as private debt placements and capital raising among other specialty services. Madison Street Capital is incorporated in Chicago. Since its establishment in 2011, the parent company and its various divisions have been committed to the basic principle of integrity, leadership, excellence and service delivery.

Because of the level of trust and outstanding services the firm has been providing over the years, many of MSC professionals continue to represent a broad universe of private and public firms and their shareholders in various forums. According to a Madison Street Capital feature on, MSC professionals specialize in partnering with middle-market companies in various niche markets and industries to attain optimal results. The professional work ethics involve analyzing each client’s needs in order to come up with the best solutions. The solutions are focused on matching buyers and sellers; creating capitalization structures and arranging financing deals.

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The Professionals At Madison Street Capital

When looking to reorganize a business or organization there are many options to turn to offering out unique benefits. Madison Street Capital offers some of the best reconstruction services.

The great recession has brought a lot of damage and stress upon business owners. Making decisions has become a new challenge. This affects businesses of all shapes and sizes. Many of the operations and finances have been equally impacted internal and external factors. Liquidity issues within the business have brought up some concerns with the relationship between the bank and business.

Madison Street Capital will research and identify all of the best options to keep the value of the struggling business. There is no need to give up when trouble comes your way. This company will not only look for the benefits of the business, but creditors as well. Most of us know that a happy lender of creditor will make life easier. This way everyone feels that everyone got the best deal. Professionals at Madison Street Capital have vast experience and knowledge in crisis management, loan structuring, recoveries, and more.

There has been many disasters covering a dozen states in the midwest, east coast, and Gulf Coast. The South Disaster Fund was created to help provide relief to those affected by natural disasters. Similarly, Madison Street Capital believes in building strong relationships with communities all around the United States. Dedication to needs of clients and providing mental support proves why Madison Street Capital is here to make a difference in their own unique way.

The organization has a full line of well experienced and knowledgeable staff making all kinds of worthy connections around the United States. This makes Madison Street Capital one of the best middle markets. They are the leading provider of corporate financing and mergers. The professionals have the ability to find the right financing and capital plan to fit each clients specifics needs. The headquarters is based in Chicago. They have offices spread across the globe in America, Africa, and Asia. Madison Street Capital is building upon many years of experience to offer some of the best financial services. Experience makes all the difference when choosing to side with the right company. Professionals know all the challenges related to careful analysis. They have a history of excellence.

You can contact Madison Street Capital at 1-312-529-7000 to get more information on services and pricing.